• Samsung Q9 Cyber Monday Deals 2018

    Looking for 2018's hottest Cyber Monday items? Find Samsung Q9 Cyber Monday deals, and get info on the best selling Cyber Monday items here.


  • Stocks Gain as Traders Weigh Trade, Trump Threat: Markets Wrap

    The S&P 500 Index recovered from the day’s lows as key Senate leaders signaled a desire to avoid a government shutdown hours after Donald Trump threatened to do so in a spat over funding for his border wall. Monday’s session saw the S&P 500 Index’s biggest full reversal since Feb. 6 as it erased a 1.9 percent decline and ended 0.2 percent higher, while Tuesday saw gains as big as 1.4 percent and losses as deep as 0.6 percent.


  • Avianca Brasil files for bankruptcy, citing jet repossession threat

    Brazil's fourth-largest airline, Avianca Brasil, filed for bankruptcy protection on Monday, saying its operations had been threatened by potential repossession of aircraft, according to a legal document seen by Reuters. The airline, which is privately owned by holding company Synergy Group, said the potential repossession of jets threatened its ability to fly some 77,000 passengers in December. Avianca Brasil is independent but shares the same owner as the better-known Avianca Holdings SA , a publicly listed airline based in Colombia.


  • No Emotional Support for the Holidays: Delta Bans Animals on Flights

    Unboxing a puppy on Christmas morning would be a dream for many people, but if you flew home for the holidays, bringing it back may be a...


  • ‘Revolutions Don’t Happen Overnight’: Why Mike Novogratz isn’t Giving up on Bitcoin

    Bitcoin bull Mike Novogratz — the CEO of cryptocurrency merchant bank Galaxy Digital — is unfazed by the recent bear market, saying bitcoin is “digital gold” that will survive and thrive over the long haul. Novogratz admitted that he lost money during the 2018 slump due to bad market calls, but that doesn’t dampen his long-term


  • NJ Transit to decide on Bombardier order worth up to $3.6 billion

    New Jersey Transit's board will decide on Wednesday whether to award the first part of an order for up to 999 cars worth as much as $3.6 billion to Bombardier , a copy of the agency's Dec. 12 agenda shows. The deal also includes options for up to 636 vehicles for New Jersey and an additional 250 cars for the Southeastern Pennsylvania Transportation Authority (SEPTA) worth a total of $3.6 billion if fully exercised, according to an executive director's report attached to the agenda. The agenda confirms a Reuters report in November, which said Bombardier was the preferred bidder for the contract.


  • Walker: Line-item vetoes possible on some lame-duck bills

    PEWAUKEE, Wis. (AP) — Wisconsin Gov. Scott Walker said Tuesday he's considering at least one line-item veto of bills passed by Republican lawmakers in a lame-duck session that would cut into the powers of the Democrat who defeated him.


  • The Two Best-Performing U.S. Stocks Aren't Getting Analyst Love

    TripAdvisor Inc.’s 81 percent gain in 2018 is second only to AMD’s 95 percent rise in the index. While Wall Street has been skeptical on AMD for years, the phenomenon is relatively new for TripAdvisor. Just three of the 27 analysts covering TripAdvisor recommend buying shares now, down from more than a third of analysts four years ago when the stock was trading significantly higher, according to data compiled by Bloomberg.


  • Global stocks lose steam after Trump shutdown threat, oil climbs

    A gauge of global stock markets rose in volatile trade on Tuesday following threats by U.S. President Donald Trump to shut down the government over a funding fight, though stocks in Europe advanced on signs of a thaw in the U.S.-China trade battle. European shares closed higher, in part from a boost in auto shares, and Wall Street clawed higher after a report that China is moving to cut import tariffs on American-made cars, which market participants viewed as a sign China is ready to make concessions on trade.


  • White House delays new farm aid payments on China trade deal hopes: sources

    U.S. President Donald Trump's Office of Management and Budget at the White House is holding up approval of the payments due to concern over the cost of the program, and wants to see if the trade issues with China get resolved, the sources said, asking not to be named because the matter had not yet been made public. "It has been no secret that OMB has not been terribly excited about the trade aid package," a source familiar with the matter said. The source added, however, that the payment will likely eventually be approved after some "back and forth." The U.S. Department of Agriculture in July had authorized up to $12 billion in aid for farmers and ranchers hit by the fall-out from Trump's escalating trade war with China, a major buyer of American agricultural products, and the agency outlined payments for the first half last August.


(ARA) - Being protective goes hand-in-hand with being a parent. From hand sanitizer gel to bike helmets to high-tech car seats, moms and dads will go to the ends of the earth to keep their little ones safe, sound and happy. But eventually, the scrapes and bruises no longer need a healing kiss, the training wheels come off the bike and the day comes when they're driving to school - not just high school, but college. You might be surprised, but there are actions you can take now that will protect them then - and even beyond.

It's not uncommon for new parents to consider adding life insurance coverage to the other policies that they carry, like car and health insurance. It can be a difficult thing to think about, but it's an added protection that will ensure that kids and the surviving spouse will be taken care of in the event that one parent dies. However, there are other ways in which a life insurance policy can make a difference for your child.

It might not be something that immediately comes to mind, but taking out a life insurance policy for your children could have lasting benefits for their financial future. However, doing so when they are still young could not only add up to cost savings over the long term, but better protection of their assets as they themselves get to an age at which they'll consider a family of their own.

In practical terms, giving your children the gift of a life insurance policy protects them from medical underwriting and high costs. You'll be establishing the coverage early enough that costs will be lower, particularly in the initial stage, and it can help to keep them manageable further down the road, depending on the plan.

Over the years, a life insurance policy can become an important part of your children's financial protection. And once they're at the right age to have the discussion about how to be financially responsible, it can be a helpful example, among other lessons like establishing good credit and smart spending habits.

Some insurance plans will allow your child to make changes as their life progresses, giving them the chance to increase coverage as they go through life's milestone events, like getting married, taking out a mortgage to buy a house and having children of their own. Premiums will naturally increase with added coverage, but the added costs associated with medical underwriting will be eliminated.

Looking out for your kids is an instinct that will never fade. As they grow, you'll help guide them on the right path in life, but at some point, they'll be off on their own. Giving them long-term protection when they're young will ensure that you're helping to watch out for them, long after they've left the nest.Life insurance for kids: Long term benefits come from early investment
Category: Business